Payment Options
Understanding the financial side of dental care should be straightforward. Advanced Smiles PC can help you prepare the information needed to discuss treatment estimates, insurance benefits and current payment options before care begins.
Because every treatment plan and dental-benefit contract is different, this page does not promise a universal price or level of coverage. For current office information, call 215-788-4918.
Before Your Appointment
When scheduling, tell the office whether you plan to use dental insurance and ask what information to bring. Helpful details may include the subscriber’s name, date of birth, employer or group number, member ID and the insurance carrier’s contact information.
Insurance information helps the office prepare, but it is not a guarantee of payment. Your plan administrator determines benefits, exclusions, waiting periods, annual limits and patient responsibility.
Understanding a Dental Treatment Estimate
An estimate is based on the care recommended after an examination, any diagnostic records required, the materials and laboratory work involved, and the benefits information available at that time. The final amount can change if the treatment plan changes or the insurer processes the claim differently than expected.
Before starting treatment, ask for an explanation of:
- The recommended procedure and available alternatives
- Which services are expected to be billed
- Estimated insurance benefits, when applicable
- Your estimated out-of-pocket responsibility
- The office’s current payment methods and due dates
- Whether staged treatment is clinically appropriate
Dental Insurance Questions
Plan participation and coverage can change. Contact Advanced Smiles PC with your carrier and plan details so the team can help you identify the information needed for verification. You may also want to contact your plan directly to confirm network status, deductibles, annual maximums and exclusions.
Do not delay urgent dental evaluation solely because coverage is uncertain. Call the office, explain the concern and ask about the appropriate next step.
Financing and Payment Arrangements
Public directories may list financing relationships, but current availability and terms must be confirmed by the practice before they are advertised. Ask the office which payment or financing options are presently offered and request the applicable written terms before applying or agreeing.
Financing approval, interest, promotional periods, minimum payments and other conditions are determined by the provider and applicant eligibility. Advanced Smiles PC does not promise approval on this page.
Planning Care Around Your Budget
Tell the dentist if cost affects your decision. When clinically appropriate, the treatment plan may be discussed in phases or compared with alternatives. The least expensive option is not always the most appropriate, and the most extensive option is not automatically necessary. A clear diagnosis and treatment conversation should guide the decision.
Questions About a Proposed Treatment?
Call 215-788-4918 before your visit or after receiving a treatment plan. Have the procedure name, estimate and insurance information available so the office can understand your question.
Financial information on this page is general and is not a guarantee of benefits, coverage, financing approval or final cost.
Frequently Asked Questions
Does Advanced Smiles PC accept my dental insurance?
Plan participation and benefits can change. Call 215-788-4918 with your carrier and plan details so the office can help identify what should be verified.
Can I get an exact dental treatment price online?
An accurate estimate usually depends on an examination, the recommended procedure, materials, records and any applicable benefits. Generic online prices are not patient-specific quotes.
Does dental insurance cover cosmetic dentistry?
Purely cosmetic care may be excluded. A procedure that also restores damage or function may be treated differently. Coverage depends on the plan and procedure.
Does Advanced Smiles PC offer CareCredit?
A public provider profile exists, but current participation and terms should be confirmed directly with the office before publication or application.
Can dental treatment be completed in stages?
Some treatment plans may be phased when clinically appropriate. Ask the dentist how timing could affect oral health, cost and the final result.
What should I bring for an insurance discussion?
Bring your member ID, subscriber information, group or employer information and the carrier’s contact details, along with any estimate or explanation of benefits you want to discuss.
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Insurance
As a service to our patients, our practice accepts most dental insurance programs, including non-managed care, indemnity (traditional) and PPO out-of-network. We are not part of any managed care network. Our accounting staff will prepare all the necessary forms for your dental benefits. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits will be.
The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.
List of participating Insurance Companies:
- AETNA PPO (HealthCare plans)
- AETNA PA CHIP
- AMERIHEALTH
- AMERIPLAN
- AMERITAS
- BLUE CROSS/BLUE SHIELD OF NEW JERSEY (HORIZON HEALTHCARE)
- BLUE CROSS/BLUE SHIELD OF ALL STATES EXCEPT PENNSYLVANIA
- BROKERAGE CONCEPTS
- CARPENTERS WELFARE FUND
- CIGNA
- CONNECTION DENTAL
- DENTAL BENEFIT PROVIDERS (DBP)
- DELTA DENTAL OF ALL STATES (USA)
- DENTEMAX
- DOMINION
- DENTAL HEALTH ALLIANCE (DHA)
- FIRST REHABILATION INSURANCE GROUP
- FORTIS
- FIDELITY
- FIDELIO ADMINSTRATOR
- GUARDIAN (DENTGUARD)
- GEHA
- HORIZON HEALTHCARE (RAYANT)
- HEALTH BENEFITS GROUP
- LOOMIS
- MAMSI HEALTH PLANS
- METLIFE
- NORTHEAST DENTAL PLAN
- PRUDENTIAL
- PRINCIPAL FINANCIAL GROUP
- RELIANCE STANDARD LIFE INSURANCE CO.
- SCHOOL CLAIMS SERVICES
- TEAMSTERS & HEALTH WELFARE FUND
- TRUSTMARK
- UNITED CONCORDIA
- UNITED HEALTHCARE
- WELLPOINT DENTAL /UNICARE